In exchange for a service commitment, the Reserve Officers' Training Corps (ROTC) program provides you with money for college while you're in school. You must take one military science course along with your other college courses and, upon graduation, enter the service as a commissioned officer. (There is no military commitment for the first year in ROTC, allowing you to pursue ROTC on a trial basis to see if ROTC is for you.) Full ROTC scholarships pay for almost all tuition, fees and books charges for four years of college. ROTC scholarships also come in one, two and three-year lengths. For more information, call 1-800-USA-ROTC (Army), 1-800-USA-NAVY (Navy), 1-866-423-7682 (Air Force) and 1-800-MARINES (Marines).
The military organization is characterized by a strict hierarchy divided by military rank, with ranks normally grouped (in descending order of authority) as officers (e.g. Colonel), non-commissioned officers (e.g. Sergeant), and personnel at the lowest rank (e.g. Private Soldier). While senior officers make strategic decisions, subordinated military personnel (soldiers, sailors, marines, or airmen) fulfil them. Although rank titles vary by military branch and country, the rank hierarchy is common to all state armed forces worldwide.
Under the Student Loan Repayment Program, when you enlist the Army will pay back up to $65,000 in qualified education loans (up to $20,000 for reservists), the Navy up to $65,000 and the Air Force up to $10,000. Each year 15% of the loan balance or $500, whichever is greater, will be repaid by SLRP. There may also be annual and cumulative caps on the amount repaid. Participants must score 50 or higher on the Armed Forces Qualifications Test (AFQT). SLRP must be requested at the time of enlistment or reenlistment. Qualified education loans include federal education loans such as the Perkins, Stafford, PLUS, or Consolidation loans, but not private alternative loans. Defaulted loans are not eligible. Payments made under the SLRP are considered taxable income.
After the final ability estimate is computed, it is converted to a standard score on the ASVAB score scale that has been statistically linked to the ability estimate through a process called equating. Equating studies are conducted for every paper and pencil ASVAB form to ensure that scores have the same meaning regardless of which test form the examinee receives.
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